Watch your savings bloom.

Attractive returns with a guaranteed principal and rates over a fixed period. With our GICs, you can look forward to greater consistency and stability as your investments grow and grow.

Not a customer yet?

To take advantage of some of the most competitive rates on the market, you’ll need an account with Canadian Northern Bank. Opening a chequing account or High-Interest Savings Account (HISA) online is easy and takes just a few minutes.

An investment that pays off.

Worry-free investing.

Both your return and initial investment are 100% guaranteed.

Predictable returns.

Know exactly how much income you’ll earn with the choice of how to receive your payments.

Flexible terms.

Available terms range from 10 days to 5 years.

Choose from our special rates.


  • Minimum investment amount: $5,000

  • Maximum investment amount: $100,000,000,000

  • Eligible for deposit insurance from the Canada Deposit Insurance Corporation (CDIC)

Short-term: less than 2 years

  • Simple interest: paid at maturity.

Medium and long-term: 10 days to 5 years

  • Option of simple or compound interest.

  • Simple interest: paid annually.

  • Compound interest: compounded annually and paid at maturity.

All our GIC rates. Some conditions apply. Non-redeemable. Rates are subject to change.


Annual % rate

Maturity % rate

10 days


1 month


6 months


1 year


2 years


3 years


4 years


5 years


Registered or non-registered? You decide.


  • Eligible for registered plans such as TFSA, RRSP, RRIF, LIRA, and LIF.
  • Interest income earned is tax-sheltered.


  • Interest income earned is taxable.
  • No contribution limits or age restrictions.
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