Flexible financing for lasting memories.

A Canadian Northern Bank personal line of credit gives you flexible financing options that you can use for funding a passion project, managing unexpected expenses, or making that dream vacation a reality.

The benefits.

Low interest rate.

Get a lower interest rate with a personal line of credit than you would with a credit card.

One-time approval.

Pay down the balance and borrow again up to your credit limit without having to reapply.

Access funds instantly.

When you transfer funds from your personal line of credit to another account, your money is available right away.

Consolidate debt.

Pay off higher interest debt with your low-rate personal line of credit for one easy payment.

Flexible payment options.

Pay as little as the minimum balance or any extra amount to pay it down.

Convenient online access.
  • View and manage your personal line of credit anytime online through CNBDirect.

The details.

Minimum amount.


Variable interest rate.

  • Highly competitive variable interest rate.

  • The rate fluctuates based on the Canadian Northern Bank line of credit base rate.

  • Interest applies only to the funds used.

Easy access to funds.

  • Access your funds any time:

    • by cheque

    • at an ATM

    • online through CNBCDirect

Simple repayments.

Flexible repayment options:

  • Interest only

  • 3% of your balance

  • Fixed payments

Helpful tips and resources.

This financing product may be right for you if:

  • You want to fund an upcoming project, like renovations, new furniture or electronics.

  • You want a convenient financing solution so you’re ready for unexpected expenses or a good opportunity.

  • You want more flexibility to manage your personal finances.

  • You want flexible repayment terms.

  • You’re comfortable with a variable interest rate.

This financing product might not be suited for you if:

  • You can’t commit to regular debt repayments.

  • You’re not comfortable with variable interest rates.

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